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    • Business
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    • 800-678-8256
  • OIFS
  • Personal
    • Auto
    • Home
    • Health
    • Medicare
    • Life
    • RV
    • Personal Umbrella
    • Flood
    • Annuities
  • Business
    • Commercial
    • Business Owners Policy
    • Farm
    • Surety Bonds
    • Employee Benefits
    • Cyber Protection
    • Professional Liability
  • Service
    • Policy Changes
    • Claims
    • Payments
    • Locations
  • About Us
  • Learn
  • 800-678-8256
Mistakes Happen — Make Sure You're Covered

Professional Liability Insurance in Ohio

You’re a pro — but one mistake, missed detail, or unhappy client can put your entire business at risk. 

Find out more

🛡What Is Professional Liability Insurance?

 Professional liability insurance covers you when a client claims your service caused them financial harm — even if you did nothing wrong.

It helps cover:


  • Legal defense costs
     
  • Settlements and judgments
     
  • Claims of negligence, errors, or omissions
     
  • Breach of contract or misrepresentation
     
  • Failure to deliver promised services
     

If you’re in a business where your advice, expertise, or services impact someone else’s success — this policy is essential.

Why General Liability Isn’t Enough

General liability covers physical things — like slip-and-falls or property damage. It doesn’t cover the damage a bad decision or missed detail can cause. 


 That’s where professional liability steps in. 

Protect Your Life with Ohio Insurance & Financial Services Insurance

 At Ohio Insurance & Financial Services (OIFS), we help Ohio professionals protect themselves from the real-world risks of doing business. 

Get a Quote

Who Needs It?

 

If you offer advice or professional services, you need protection. This includes:


  • Consultants & Coaches
     
  • Accountants & Financial Advisors
     
  • Real Estate Agents & Brokers
     
  • Architects & Engineers
     
  • Marketing & IT Professionals
     
  • Healthcare Practitioners
     
  • Legal Professionals
     
  • And many more
     

Even one unhappy client can lead to a lawsuit — whether or not their claim holds up in court. Don’t leave your livelihood exposed.

 

 Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use. 

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Labor Day Announcement

Our offices will be closed on Monday, September 1, 2025 in observance of Labor Day. We will reopen for normal business hours on Tuesday, September 2.


Wishing you and your family a safe and enjoyable holiday!