Personal Health Insurance in Ohio

 Without access to employer-sponsored benefits, self-employed individuals must secure their own coverage to protect against unexpected medical costs and ensure year-round access to care. 

 Those who retire before age 65 aren't yet eligible for Medicare, making individual health insurance essential to maintain continuous coverage during the gap years. 

Graduates aging out of student health plans and students without school-sponsored coverage need individual policies to stay protected as they enter the workforce or continue their education. 

 Many part-time jobs don't offer health insurance, so securing a personal plan helps these workers avoid coverage gaps and high out-of-pocket expenses. 

 Losing a job often means losing health benefits—individual plans offer temporary or long-term solutions to bridge those transitions without sacrificing coverage. 

 Once they turn 26, young adults are no longer eligible to stay on a parent’s policy, making it crucial to find their own plan to stay insured and avoid penalties or uncovered emergencies.