Affordable, All-in-One Coverage for Small to Mid-Sized Businesses
If you're a business owner in Ohio, you know how important it is to protect your company without overcomplicating your coverage. A Business Owners Policy, commonly known as a BOP, is a powerful way to bundle essential commercial insurance coverages into one simple, cost-effective package.
From Columbus to Toledo and everything in between, we proudly serve clients in Ada, Bellefontaine, Columbus Grove, Findlay, Holland, Kenton, Maumee, Perrysburg, Russells Point, Sidney, and communities across Northwest Ohio with honest advice and local support you can count on.
At Ohio Insurance & Financial Services, we’re not just checking boxes. We work with top-rated commercial insurance carriers and help business owners like you understand your risks, customize your coverage, and protect your bottom line. We’re local, responsive, and committed to helping Ohio businesses thrive.
✅ Simplified Coverage – One policy, one bill, easy to manage.
✅ Cost Savings – Bundled pricing typically reduces your premium.
✅ Customizable – Add coverages like cyber liability, equipment breakdown, or hired/non-owned auto.
✅ Streamlined Claims – One carrier, one point of contact
We make the process simple. Whether you’re opening your first location or reviewing an existing policy, we’ll help you build the right BOP coverage for your business — and your budget.
Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use.
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Our offices will be closed on Monday, September 1, 2025 in observance of Labor Day. We will reopen for normal business hours on Tuesday, September 2.
Wishing you and your family a safe and enjoyable holiday!