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  • OIFS
  • Personal
    • Auto
    • Home
    • Health
    • Medicare
    • Life
    • RV
    • Personal Umbrella
    • Flood
    • Annuities
  • Business
    • Commercial
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    • Surety Bonds
    • Employee Benefits
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  • Service
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  • About Us
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  • 800-678-8256
From Columbus to Perrysburg — We’ve Got Ohio Covered O-H...

Commercial Insurance for Ohio Businesses Who Want to Win

At Ohio Insurance & Financial Services, we understand that no two businesses are alike — and neither are their risks. Our commercial insurance solutions are tailored to protect what matters most: your people, your property, and your profits.

Let's Talk!

Protecting Ohio Businesses Since 1976

Our Commercial Insurance Solutions Include:

  • General Liability Insurance
     
  • Commercial Property Insurance
     
  • Business Owner's Policy (BOP)
     
  • Workers' Compensation (N/A in Ohio)
     
  • Commercial Auto & Fleet Insurance
     
  • Professional Liability (E&O)
     
  • Cyber Liability Insurance
     
  • Commercial Umbrella Insurance
     
  • Builders Risk & Contractors Insurance
     
  • Manufacturing & Wholesale Coverage
     
  • Retail, Restaurant & Office Insurance
     
  • Farm & Agribusiness Insurance
     
  • Group Health & Employee Benefits


Don't see what you need? We build fully customized insurance programs for businesses across all industries. 

 Get the Guide – Connect with Our Team!


The Ohio Business Owner’s Guide to Commercial Insurance: 7 Must-Have Coverages (and 3 Costly Mistakes to Avoid)”

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Who It’s For?

Small to mid-sized business owners in Ohio who want to:

  • Protect their business without overpaying
     
  • Understand which policies matter most
     
  • Avoid gaps, surprises, or uncovered claims
     
  • Make smarter insurance decisions without the jargon

Why Choose Us for Your Commercial Insurance in Ohio?

Local Expertise

We live and work in Ohio. We know the risks businesses here face — and how to protect against them. 

Proactive Risk Management

We help you avoid claims before they happen, saving you money and downtime. 

Fast, Responsive Service

Need a certificate of insurance? Policy change? We handle it fast — and we answer the phone when you call. 

Access to Top Carriers

As an independent agency, we shop the market for you to find the best coverage and price. 

Ongoing Support

 We review your policies annually and make sure you're always properly protected as your business grows. 

Ready for a Better Commercial Insurance Experience?

 Let’s talk about your business. Whether you’re shopping rates or need a trusted advisor to review your current coverage, we’re here to help. 


 No pressure. Just good advice from people who know what they’re doing. 

Get a Free Commercial Insurance Quote →

Already a Client?

Request a Certificate of Insurance →Make a Policy Change →

 

 Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use. 

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Labor Day Announcement

Our offices will be closed on Monday, September 1, 2025 in observance of Labor Day. We will reopen for normal business hours on Tuesday, September 2.


Wishing you and your family a safe and enjoyable holiday!