Ark-Stacy Insurance Agency

Finding the right home and auto insurance in Findlay, Ohio means more than just comparing prices. Coverage needs can vary significantly based on home age, driving habits, weather exposure, and local risks unique to Hancock County and Northwest Ohio.

The Findlay office of Ohio Insurance and Financial Services, operating locally as Ark-Stacy Insurance Agency, is proud to serve Findlay residents with personalized insurance solutions backed by the strength of a statewide independent agency.

 Ark-Stacy Insurance Agency has long been a familiar name in the Findlay community. Today, as part of Ohio Insurance & Financial Services, our Findlay team combines local relationships with access to a wide range of regional and national insurance carriers.

That means Findlay clients benefit from:

• Local, in-person service
   
• Multiple carrier options (not just one company)
   
• Coverage recommendations tailored to Findlay homes and drivers
   
• Long-term continuity with a trusted local agency 

 Home insurance in Findlay should reflect the realities of the local housing stock. Many homes in the area are older, well-maintained properties that may require special attention to rebuilding costs, roof coverage, and updated policy limits.

Our Findlay home insurance reviews often focus on:

• Proper dwelling limits based on today’s rebuild costs
   
• Sewer and water backup coverage
   
• Wind and hail deductibles
   
• Personal property replacement coverage
   
• Liability protection for homeowners
   

Whether you own a newer build or a historic home, our Findlay office helps ensure your homeowners insurance keeps pace with changing costs and coverage needs.

 Driving in and around Findlay comes with unique considerations — from rural roads and highway commuting to seasonal weather and wildlife exposure.

Auto insurance policies for Findlay drivers often need to account for:

• Deer and animal collision risks
   
• Winter driving conditions
   
• Rural and highway travel
   
• Adequate liability protection beyond Ohio minimums
   
• Uninsured and underinsured motorist coverage
   

Our Findlay team helps drivers build auto insurance policies that protect them on the road — not just meet minimum legal requirements.