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  • OIFS
  • Personal
    • Auto
    • Home
    • Health
    • Medicare
    • Life
    • RV
    • Personal Umbrella
    • Flood
    • Annuities
  • Business
    • Commercial
    • Business Owners Policy
    • Farm
    • Surety Bonds
    • Employee Benefits
    • Cyber Protection
    • Professional Liability
  • Service
    • Policy Changes
    • Claims
    • Payments
    • Locations
  • About Us
  • Learn
  • 800-678-8256

A Legacy of Trust Since 1976

Ohio Insurance & Financial Services (OIFS) was founded in 1976 when Gary Nelson began his career as a captive agent with Nationwide Insurance in Kenton, Ohio. Starting with a modest home-based office and a small book of business, Gary built his agency on hard work, personalized service, and a commitment to meeting each client’s unique insurance needs.


By the mid-1980s, the agency expanded to offer individual and group health insurance plans. Throughout the 1990s, continued growth led to multiple office expansions and the addition of new team members......



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Trusted by Generations. Led by People Who Care.

Gary Nelson - Owner, CEO

Ben Nelson - President

Krystal Krout - Director of Field Operations, Professional Agent

Krystal Krout - Director of Field Operations, Professional Agent

Victoria Walter - Executive Administrator, Professional Agent

Krystal Krout - Director of Field Operations, Professional Agent

Matt Payment - Operations Manager, Professional Agent

Michelle Harrington, CISR - Operations Manager, Professional Agent

Michelle Harrington, CISR - Operations Manager, Professional Agent

Michelle Harrington, CISR - Operations Manager, Professional Agent

Mike Riley - Vice President, Commercial Lines

Emily Carey - Team Leader, Professional Agent

Melissa Tracy - Team Leader, Professional Agent

Tracey Ketcham - Office Leader, Professional Agent

Karyn Howell - Professional Agent

Tammy Clawson - Professional Agent- Medicare & Health

Tammy Clawson - Professional Agent- Medicare & Health

Tammy Clawson - Professional Agent- Medicare & Health

Lorena Fuentes - Professional Agent

AJ Wolfe - Professional Agent

Adrienne Wells - Professional Agent

Sarah Shope - Professional Agent

Shyanne Mendez - Professional Agent

Beth Kramer - Professional Agent

Bethany Theis - Professional Agent

Chloe Jennings - Professional Agent

Megan Trehan - Professional Agent- Medicare & Health

Megan Trehan - Professional Agent- Medicare & Health

Stephanie McMillion - Professional Agent

Megan Trehan - Professional Agent- Medicare & Health

Remie Longbreake - Professional Agent

Kathy Yule - Professional Agent

Shawna Moore - Professional Agent

Jenny Claybaugh - Professional Agent

Mandy Marker - Professional Agent

Mandy Marker - Professional Agent

Marsha Young - Professional Agent

Mandy Marker - Professional Agent

Linda Whipple - Professional Agent- Medicare & Health

NEW PROFESSIONAL AGENT COMING SOON!

Our Story Continued...

In 2001, Gary made the strategic decision to transition the agency from a captive to an independent model, allowing access to multiple top-rated insurance carriers. This move laid the foundation for what would become Ohio Insurance & Financial Services LLC (OIFS), with Nelson Insurance Agency as its first division.


Since then, OIFS has grown steadily through a series of local agency acquisitions and merger partnerships across Ohio. These include well-known names such as Vogel, Cook, Hughes, Goodwin’s, NU-Insurance Center, Harrison, Moser, Ark, Cole-Humphrey, Denker, Merkle, Sloan, Eilerman, Brown, and Erwin agencies. In 2023, OIFS added Hollanshead-Kinsey Insurance in Russells Point and merged Runyon Insurance into its existing Sidney operations.


Today, OIFS owns and operates 8 retail office locations, maintains 6 equity partnerships, and serves over 15,000 clients. With more than $30 million in total written premium and approximately $5 million in annual revenue, we remain committed to delivering trusted insurance solutions through top-rated carriers and exceptional local service.


 

 Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use. 

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Labor Day Announcement

Our offices will be closed on Monday, September 1, 2025 in observance of Labor Day. We will reopen for normal business hours on Tuesday, September 2.


Wishing you and your family a safe and enjoyable holiday!